Privacy Policy

Updated April 2022

Privacy Policy

Updated April 2022

WHAT DOES RAVEN LENDING LLC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. This notice tells you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and checking account information
Payment history and income
Employment information and wire transfer instructions

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Raven Lending LLC chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does Raven Lending LLC Share? Yes. Can you limit this sharing? No.

For our marketing purposes to offer our products and services to you
Does Raven Lending LLC Share? Yes. Can you limit this sharing? Yes.

For joint marketing with other financial companies
Does Raven Lending LLC Share? No. Can you limit this sharing? We do not share.

For our affiliates’ everyday business purposes–information about your transactions and experiences
Does Raven Lending LLC Share? Yes. Can you limit this sharing? No.

For our affiliates’ everyday business purposes–information about your creditworthiness
Does Raven Lending LLC Share? Yes. Can you limit this sharing? Yes.

For our affiliates to market to you
Does Raven Lending LLC Share? No. Can you limit this sharing? We do not share.

For non-affiliates to market to you
Does Raven Lending LLC Share? No. Can you limit this sharing? We do not share.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION	DOES RAVEN LENDING LLC SHARE?	CAN YOU LIMIT THIS SHARING?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes to offer our products and services to you	Yes	Yes
For joint marketing with other financial companies	No	We do not share
For our affiliates’ everyday business purposes–information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes–information about your creditworthiness	Yes	Yes
For our affiliates to market to you	No	We do not share
For non-affiliates to market to you	No	We do not share

To Limit our Sharing

Call 888-458-1062 our menu will prompt you through your choices or
Visit us on the web at ravenlending.com
Contact us via email at info@ravenlending.com

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call 888-458-1062 or go to ravenlending.com

WHO WE ARE

Who is Providing this Notice?

Raven Lending LLC, a tribally chartered economic arm and business entity of the Menominee Indian Tribe, a federally recognized Indian tribe, is providing this privacy policy.

WHAT WE DO

How Does Raven Lending LLC Protect my Personal Information?

To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.

How Does Raven Lending LLC Collect my Personal Information?

We collect your personal information, for example, when you:

Apply for a loan
Give us your income information
Tell us where to send the money
Provide account information
Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why Can’t I Limit All Sharing?

You have the right to limit only:

sharing for affiliates’ everyday business purposes – information about your creditworthiness

What Happens When I Limit Sharing for an Account I hold Jointly with Someone Else?

Your choices will apply to everyone on your account.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Our affiliates include other business entities of the Wolf River Development Company.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include service providers and data processors.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Raven Lending LLC does not jointly market.

RESOURCES

IMPORTANT DISCLOSURES

Raven Lending, LLC is a commercial enterprise and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Tribes’ reservation in Keshena, WI. Raven Lending, LLC is chartered under and operates pursuant to Tribal Law. Loans from Raven Lending are governed by the laws of the Tribe, not the law of your resident state. Please note that nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Raven Lending, LLC.

This is an expensive form of borrowing. Raven Lending loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long-term financial solution. Raven Lending, LLC encourages quick repayment to avoid finance fees. Alternative forms of credit may be less expensive and more suitable for your financial needs.

Consumers that submit an application using this website are providing written instruction under the Fair Credit Reporting Act authorizing us to obtain their consumer credit report, credit score and/or other information from any consumer reporting agency in order to make a final decision regarding extending a loan.

* Loan applications fully verified and approved by 11am Central Time (CT) will be funded as soon as the next business day. Loan applications fully verified and approved after 11am CT on Friday will be funded as soon as the following Monday, so long as the Monday is not a bank holiday. Raven Lending, LLC is not responsible for any additional charges applied by your financial institution.

View our website for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.

Menominee Indian Tribe of Wisconsin Tribal Hotline: 800.234.1915

Raven Lending Customer Service Team: 888.458.1062